December 31, 2009

ASSET
Cash and Due from Banks           $ 4,439,000
Securities and Fed Funds             48,158,000
Net Loans                                       30,823,000
Premises                                            3,500,000
Other Assets                                      2,437,000
     Total Assets                                                     $89,357,000

 LIABILITIES
Deposits                                        $79,749,000
Other Liabilities                                 949 ,000 
     Total Liabilities                                                80,698,000

 EQUITY CAPITAL
Capital and Surplus                          $800,000
Retained Earnings                           7,590,000
Other Comprehensive Income            269,000
     Total Capital                                                       8,659,000

Total Capital and Liabilities                               $89,357,000