December 31, 2007 

ASSET
Cash and Due from Banks           $ 1,842,000
Securities and Fed Funds             41,474,000
Net Loans                                       24,406,000
Premises                                              664,000
Other Assets                                     1,815,000
     Total Assets                                                     $70,201,000

 LIABILITIES
Deposits                                        $61,076,000
Other Liabilities                                 642,000 
     Total Liabilities                                                61,718,000

 EQUITY CAPITAL
Capital and Surplus                          $800,000
Retained Earnings                           7,680,000
Other Comprehensive Income                3,000
     Total Capital                                                       8,483,000

Total Capital and Liabilities                               $70,201,000