Karnes County Naitonal Bank
 
KCNB
 
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Deposit Services

Karnes County National Bank offers a variety of deposit services. With these various accounts are available services such as Direct Deposit, Visa Debit Cards, ATM Services, and Overdraft Protection. 

 CHECKING ACCOUNTS 
“FREE” REGULAR OR COMMERCIAL ACCOUNT
·        $200.00 minimum opening balance.
·
        NO monthly account maintenance fee.
·
        UNLIMITED number of transactions per month.
·
        NO KCNB ATM fees.
·
        FREE Visa debit card with Regular checking account.
·
        Overdraft Protection available.

 NOW ACCOUNT- Interest Bearing Account
·        $1,000.00 minimum opening balance.
·
        NO monthly account maintenance fee for average balances over $1,000.00.
·
        UNLIMITED number of transactions per month.
·
        NO KCNB ATM fees.
·
        FREE Visa debit card.
·
        Overdraft Protection available.

 SUPER NOW ACCOUNT- Interest Bearing Account
·        $1,500.00 minimum opening balance.
·
        NO monthly account maintenance fee for average balances over $1,500.00.
·
        UNLIMITED number of transactions per month.
·
        NO KCNB ATM fees.
·
        FREE Visa debit card.
·
        Overdraft Protection available.


SAVINGS/ MONEY MARKET ACCOUNTS
REGULAR SAVINGS ACCOUNT- Interest Bearing Account

·
        $100.00 minimum opening balance.
·
        NO quarterly account maintenance fee for average balances over $100.00

MONEY MARKET DEPOSIT ACCOUNT- Interest Bearing Account
·
        $1,500.00 minimum opening balance.
·
        NO monthly account maintenance fee for average balances over $1,500.00.
·
        NO KCNB ATM fees.
        ** Savings and Money Market accounts are subject to debit fees per type of account.

CERTIFICATES OF DEPOSIT & IRA’S
THREE SIZES OF CD’S AVAILABLE
·
        Regular : $1,000.00 - $49,999.99
·
        Mini Jumbo : $50,000.00 - $99,999.99
·
        Jumbo : $100,000.00 +

DURATION OF CD’S
·
      30 Day
·
      3 Month
·
      6 Month
·
      1 Year

IRA’S
·
        $1,000 minimum opening balance.

**Please call 830-780-3317 for the current interest rates on our CD’s & IRA’s. 
**We offer several different maturities on our Certificates of Deposit, if these do not meet your needs, please ask a Bank Representative about other options.


                 The Karnes County National Bank     301 E. Calvert
                            PO Box 98   Karnes City, Texas  78118
                                                    Member FDIC


PHONE
830-780-3317

BANKING HOURS
Lobby : Mon - Fri  9:00am -3:00pm    
Drive Thru: Mon-Fri  8:00am-5:00pm

24 HOUR ATM ( 2 Locations)
Main Bank Location
Kenedy WalMart Location
Hwy 181 South 

CALL PLUS
(24 Hour Telephone Banking) 
1-800-290-4169
CALL PLUS MENU
v Account Information
       
Checking and Savings
       
CDs and IRAs
        Loans
       
Balance & Transaction Inquiries
        Loan Payments
v  Funds Transfer
v  Bank Information

TIME AND TEMPERATURE
 
830-780-2475