Karnes County Naitonal Bank
 
KCNB
 
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Loans

Karnes County National Bank is committed to excellence in lending and we offer a wide range of loan programs to meet the ever-growing credit needs of all present and potential customers in our market area.  Our experienced loan officers and support staff are easily accessible and are committed to fulfilling your loan request in a friendly and timely manner.  We strive to ensure that all loan applications are subject to prompt review and quick processing.  Whatever your borrowing needs, KCNB can meet them. 
 
 
Consumer Loans
We offer a wide variety of consumer loans to meet the needs of our customers. Same day approval is available on many of these loans. Below are a few types of consumer loans that we offer.

  • New and Used Auto Loans
  • RV and Boat Loans
  • Motorcycle Loans
  • Vacation Loans
  • Bill Consolidation Loan
  • Education Loans

Commercial Loans
Whether your business is a local sole proprietorship or an incorporated business, we can meet your financial needs. Here are a few examples of the types of commercial loans available at KCNB:

  • Equipment Loans
  • Commercial Lines of Credit
  • Commercial Real Estate Loans
  • Commercial Construction Loans
  • Short Term Business Loans

Agriculture Loans
Karnes County National Bank offers a variety of agriculture loans for farmers and ranchers. We understand farming and ranching, and we stand ready to assist you with competitive rates and reasonable terms. Some examples of different loan types are listed below.

  • Livestock Loans
  • Equipment Loans
  • Land Acquisition Loans
  • Farm Operating Loans
  • Short Term Agricultural Loans

Mortgage Loans
“From the ground up construction” to buying your first home to refinancing your current home mortgage, Karnes County National Bank can help you with all of your home mortgage needs. We offer adjustable rate loans based on a 15 year repayment plan. A few examples are listed below.

  • Home Loans
  • Vacation Home or Recreational Property Loans
  • Home Improvement Loans
  • Home Construction Loans
  • Home Equity Loans
  • Refinancing

If your lending needs does not meet one of these categories, please feel free to give our loan department a call at 830-780-3317.


PHONE
830-780-3317

BANKING HOURS
Lobby : Mon - Fri  9:00am -3:00pm    
Drive Thru: Mon-Fri  8:00am-5:00pm

24 HOUR ATM ( 2 Locations)
Main Bank Location
Kenedy WalMart Location
Hwy 181 South 

CALL PLUS
(24 Hour Telephone Banking) 
1-800-290-4169
CALL PLUS MENU
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TIME AND TEMPERATURE
 
830-780-2475


 





 

 

                          The Karnes County National Bank   301 E. Calvert
                                      PO Box 98  Karnes City, Texas  78118

                                                           Member FDIC