We Respect Your Privacy

Privacy is fundamental to the American way of life. When you provide personal information in order to process your transaction, you fully expect your data to be used only for its intended purpose and to be kept confidential.

We respect your right to confidentiality and take every possible measure to ensure that your personal information remains personal.

In short, we work hard to earn your confidence and preserve your trust.

We value your business and hope you will remain with us for many years to come. If you ever have questions or concerns about the integrity of your account information -or any other aspect of our business operations -please don't hesitate to telephone or come in to talk to our staff.

This privacy disclosure is being issued to comply with the provisions of the Gramm-Leach-Bliley Act governing the privacy of consumer financial information.

 Our Privacy Disclosure Policy

We have never shared nonpublic personal information except as required by law and we will continue to protect your privacy.

Categories Of Information That We May Collect
We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.

• Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and credit card usage.

• Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.

 
Categories Of Information That We Disclose
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as required by law.

Disclosure As Permitted By Law
We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf (for example -check printing companies).

Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

                   The Karnes County National Bank   301 E. Calvert
                                PO Box 98  Karnes City, Texas  78118
                                                        Member FDIC