Loans ImageLoans

Karnes County National Bank is committed to excellence in lending and we offer a wide range of loan programs to meet the ever-growing credit needs of all present and potential customers in our market area. Our experienced loan officers and support staff are easily accessible and are committed to fulfilling your loan request in a friendly and timely manner.  We strive to ensure that all loan applications are subject to prompt review and quick processing.  Whatever your borrowing needs, KCNB can meet them.

Consumer Loans

We offer a wide variety of consumer loans to meet the needs of our customers. Same day approval is available on many of these loans. Below are a few types of consumer loans that we offer.

  • New and Used Auto Loans
  • RV and Boat Loans
  • Motorcycle Loans
  • Vacation Loans
  • Bill Consolidation Loan
  • Education Loans

Commercial Loans

Whether your business is a local sole proprietorship or an incorporated business, we can meet your financial needs. Here are a few examples of the types of commercial loans available at KCNB:

  • Equipment Loans
  • Commercial Lines of Credit
  • Commercial Real Estate Loans
  • Commercial Construction Loans
  • Short Term Business Loans

Agriculture Loans

Karnes County National Bank offers a variety of agriculture loans for farmers and ranchers. We understand farming and ranching, and we stand ready to assist you with competitive rates and reasonable terms. Some examples of different loan types are listed below.

  • Livestock Loans
  • Equipment Loans
  • Land Acquisition Loans
  • Farm Operating Loans
  • Short Term Agricultural Loans

Mortgage Loans

"From the ground up construction" to buying your first home to refinancing your current home mortgage, Karnes County National Bank can help you with all of your home mortgage needs. We offer adjustable rate loans based on a 15 year repayment plan. A few examples are listed below.

  • Home Loans
  • Vacation Home or Recreational Property Loans
  • Home Improvement Loans
  • Home Construction Loans
  • Home Equity Loans
  • Refinancing